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New York Buying a Vehicle

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Getting a Title & Registration for a Vehicle Purchased From a Dealer

It is quite easy to get your title and registration taken care of when you purchase a vehicle from a dealer in New York. Licensed dealers in this state can obtain titles and registrations for the people who purchase vehicles through them. If you purchase a vehicle from a dealer in New York, you will have to pay the relevant fees while you are completing the purchase at the dealership. You will be issued temporary plates. Your permanent plates, registration, and title documents will arrive by mail within a few weeks.

Getting a Title & Registration for a Vehicle Purchased From a Private Party

If you have purchased a vehicle from a private party, you must obtain a new title and registration yourself. The first thing that you need to do is to get insurance for the vehicle. You will not be able to register the vehicle without insurance. Next, you need to gather together the required documents. Finally, you must submit these documents and pay the required fees.

Filling Out the Title

If you are purchasing a vehicle from a private party, you must fill out the title and submit it to the DMV. A New York title has a section on it that can be completed by both the seller and the purchaser in the event of a transaction. The seller must fill out their personal information and the details of the transaction. The purchaser must fill out their personal information. Both parties must sign the title. The filled-out title will be submitted to the DMV when the purchaser applies for a new title and registration. The purchaser will receive a title in their name in the mail.

Registering the Vehicle

To register the vehicle, you need to submit the relevant documents to the DMV. These documents may include:

  • the registration application
  • the statement of transaction form
  • a copy of your driver’s license
  • bill of sale
  • proof of sales tax payment
  • original title (see “Filling Out the Title”)
  • payment
  • insurance card

Submitting the Required Documents

You can submit the documents online if you live in the following counties:

  • Rockland County
  • Westchester County
  • Onondaga County
  • Bronx County, Queens County, Richmond County, New York County, and Kings County (New York City)
  • Nassau County & Suffolk County (Long Island)
  • Albany County

The vehicle must be titled or registered in New York for you to send the documents online. If the vehicle is not titled or registered in New York or you do not live in one of the counties listed above, you must submit the documents in person at your local DMV office.

Receiving Your Documents in the Mail

You will receive your registration and plates in the mail in a week or two if you submitted your documents online. You will receive the plates and registration on the spot if you go to a DMV office. Your title will follow within 90 days.

Submitting Payment

There are various fees associated with titling and registering a vehicle in New York. These fees may include:

  • sales tax
  • vehicle plate fee or registration transfer fee
  • title certificate fee
  • vehicle use tax
  • 1 or 2-year registration fee (depending on which you selected)

These fees can vary widely depending on the sale price and type of the vehicle. The New York DMV accepts cash, credit cards, debit cards, personal checks, and money orders. You are allowed to pay for part of the fees with a check and the rest with cash.

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Last Verified:
Jun 25, 2022